About Us

Welcome to Progressive Payments Advisors

Founded in 2009, Progressive Payments Advisors has been providing best-in-class payments advice and solutions to retailers of all types and sizes. Our primary mission is simple provide our customers with the lowest possible cost of acceptance for credit & debit card sales and transactions.

Whether you are a new business just starting up or an established business looking for the best payments solution(s) we believe we can achieve the lowest cost of acceptance solution for you.

Our core products are credit/debit card processing and equipment but our approach to selling is different. The word “Advisors” in our name is important to us. We know and understand that each customer is unique. We want to get to know and understand your business, specific needs, challenges and goals. That means we are going to use a consultative approach – – to determine & recommend best solutions and pricing that fits your particular business needs.

“Interchange Plus” PRICING MODEL

We understand that there is virtually no chance of earning or maintaining your business unless we can provide you with the lowest cost of acceptance. That is our goal with every customer!

Unlike others, we only offer “Interchange Plus” pricing No Exceptions. Interchange Plus pricing is the same pricing model the largest companies in America command. That means we are committed to earning less profit on our merchant accounts than our competitors.

State-of-Art Technology Solutions

We offer cutting edge hardware and software solutions for all payment types. We can integrate with your current POS software or hardware or provide you with in-person traditional standalone terminals/pin-pads, mobile POS hardware and software, tablet POS software, and more.

Concierge Level Customer Service

Experience has taught us a few things about our relationships with our merchants and partners. Our Merchants and Partners don’t want to have to call us, ever. But when you need something, you want someone who will answer the phone in less than a minute and allow you to talk to an educated and experienced person who can easily identify your needs and handle them in a swift, professional manner. We’re the first to admit we’re not perfect, but honesty, transparency and fairness will always maintain great relationships.

Ben Barone

Co-Founder/Managing Director

Ben Barone has over 30 years of executive management/leadership experience in the payments industry having held several senior level management positions including Founder of Progressive Payments Advisors, EVP Retail Solutions for The Kessler Group, President and CEO of RBS WorldPay, EVP Retail Direct for Citizens Bank, VP of Financial Services with The Home Depot, and VP of Marketing for Limited Credit Services.


Barone’s diversified and extensive background and experience in the financial services and payments space brings a unique perspective to payment processing, marketing, card issuing, and private-label products and services.  In 2009, Barone established Progressive Payments Advisors, LLC, an advisory service focused on providing best-in-class payments strategies to retailers. Barone has a consistent track record of success formulating and executing sustained profitable growth strategies and has demonstrated leadership in solving complex business issues and motivating people to peak performance.


Mr. Barone holds a BA degree from George Mason University. He earned certification from the University of Michigan Executive Leadership Forum and has served on the board of directors for Kroger Personal Finance, RBS WorldPay and RBS National Bank. He has also served on several advisory boards for the NRF, MasterCard, Visa, Discover and First Data.

We guarantee transparent payments with the lowest rates